Medical Bills And Bankruptcy In Tennessee

Many studies have been conducted over the years to determine what forces the honest but unfortunate person to file bankruptcy. Not surprisingly, medical bills consistently are found to be a primary cause.

Cause Of Many Bankruptcies

A large amount of medical bills can be accumulated for many reasons, such as accidents or serious medical conditions that outstrip your health insurance coverage, leaving you owing large, uncovered amounts to numerous providers. The high cost of medical treatment and prescription drugs frequently exceeds one’s ability to pay, subjecting you to harassing calls and even lawsuits, wage garnishments and levies.

You might prefer to force repayment terms on these medical providers by filing Chapter 13 bankruptcy or eliminating these medical bills through a Chapter 7 bankruptcy.

Don’t take on your creditors alone!

Call or email the Counce Law Firm at 901-201-6012.
Free confidential consultation with a lawyer, not a paralegal.
We take the time to understand your needs and answer all of your questions. While we want to solve your problem quickly, it’s important that you are comfortable with the process, and understand how it will impact you. These thoughtful conversations enable us to ensure the best possible outcomes.

3333 Poplar Ave. – just West of Poplar & Highland – Free Parking

Medical Treatment After Bankruptcy

Many fear that their doctor will refuse to see them if they include their debt in a bankruptcy; however, we have found that doctors understand your situation and largely continue to treat you expecting to receive payment from insurance.

Common Mistakes

People often risk losing their home and property to pay medical bills. Do not put your home in jeopardy by refinancing or taking out mortgages to pay medical bills. Do not withdraw money from your retirement accounts that are exempt or run up your credit cards to unsustainable amounts to pay medical bills. Bankruptcy is frequently a much better option as it allows you to keep your property.

Contact Us Today

Call now to learn about what options are available to you in your particular financial situation. Contact our law firm today online or call 901-201-6012 to schedule a FREE CONFIDENTIAL CONSULTATION.

Unlike many firms, you will always discuss your financial situation with an attorney, not a paralegal or assistant.

We are a Title 11 debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This ad does not create an attorney-client relationship until a written agreement is signed.