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Making the decision to file for bankruptcy is not an easy choice. Many people have a negative perception of this process, but in reality, it offers many benefits for those facing significant debt and past-due balances. Chapter 13 is a specific bankruptcy option...
Chapter 13
If repossession of your SUV is imminent, Chapter 13 can help
These days, it is not unusual for someone to experience a downturn in income. For example, you might still be employed but only because you agreed to a cut in pay or a change from full-time to part-time work. If you are behind in your auto payments and are afraid...
Chapter 13 bankruptcy and exempt property
If you qualify to file for debt reorganization under a Chapter 13 bankruptcy, you may enjoy a number of advantages that individuals who file for other forms of bankruptcy do not. Unlike Chapter 7, which focuses on liquidating assets to allow a debtor with little or no...
3 benefits of Chapter 13 bankruptcy
You might think that the decision to choose Chapter 7 bankruptcy over Chapter 13 is obvious. After all, wouldn't it be better to resolve all of your debts quickly, simply by selling off some of your assets, as opposed to the long, drawn out debt payoff process...