Making the decision to file for bankruptcy protection is a significant choice, likely preceded by financial struggles and unmanageable debt. If you are considering this step, you may feel that you have no other option by which you can regain control over your...
One of the primary reasons why consumers are reluctant to file for Chapter 7 bankruptcy are fears over whether they will have to give up their personal property. If you are struggling with debt that you can no longer manage, bankruptcy could offer you a way to deal...
Making the decision to file for bankruptcy protection can be a difficult choice. If you are considering bankruptcy, it is likely because you are struggling with debt and other financial difficulties that make it difficult for you to manage your unpaid balances and...
The U.S. Department of Education has just announced new rules for getting some or all of a person's student loans forgiven. Unfortunately, the rules for qualifying are quite narrow. Most people with massive student loan debt in Memphis won't qualify. The good news is,...
Credit cards offer several benefits to consumers. For one, the possibility of purchasing large-ticket items that one cannot afford in the present and paying it off in future installments. Many banks also offer cashback incentives that appeal to cardholders. However,...
One of the most frustrating aspects of owing a significant amount of debt is the efforts made by creditors and debt collectors in Tennessee and elsewhere to get money from you. Even if you are unable to pay, they will continue to call, send letters and take other...
With the recent global health scare and resulting economic crisis, it is no wonder that many people are feeling the financial pinch heading into the summer. You may be among those who are going through a tough time as you try to make ends meet following a work...
It may seem preposterous, but it is possible for a lender to send someone to where you live or work and take your vehicle. If you are behind on your payments and efforts to collect have not been effective, you could experience repossession. This is a frustrating and...
Individuals facing financial trouble will often seek numerous remedies before realizing that bankruptcy was specifically designed to help them find a path toward financial stability. Whether it is due to a divorce, medical emergency, job loss or emergency home repair,...
Few things may make your heart race faster than seeing a foreclosure letter in your mailbox. After all, mortgage servicers and financial institutions often use scary and threatening language to encourage you to catch up on any payments you have missed. By the time...
