How To Stop Creditor Harassment In Tennessee
As you fall behind in payments, creditors and lenders become more aggressive in seeking payment. First you get the letters in the mail. Then the phone calls. Soon the callers become more aggressive, calling at all hours of the day, making you afraid to pick up the phone or answer calls. Then they start trying to contact you at work, which can lead to embarrassment and fear that your employer will find out about your financial problems. This can go on for months, adding to the overwhelming burden of stress and accumulating bills.
You Don’t Have To Live Like This: You Can Stop Debt Collection Harassment
The Automatic Stay issued upon the filing of a bankruptcy case prohibits creditors from calling you, your family, your neighbors, your employer or harassing you.
Notice of the case filing is given to each creditor by the Bankruptcy Court within a few days. However, our office will give immediate notice by phone, fax or letter when this protection is needed sooner.
Creditors who violate this stay can be ordered to pay you compensatory damages, punitive damages and legal fees under the Bankruptcy Code. If needed, we will take legal action against any creditor that intentionally violates this stay.
Don’t take on your creditors alone!
Call or email the Counce Law Firm at 901-201-6012.
Free confidential consultation with a lawyer, not a paralegal.
We take the time to understand your needs and answer all of your questions. While we want to solve your problem quickly, it’s important that you are comfortable with the process, and understand how it will impact you. These thoughtful conversations enable us to ensure the best possible outcomes.
3333 Poplar Ave. – just West of Poplar & Highland – Free Parking
The Fair Debt Collection Practices Act
Congress found evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Therefore, it enacted The Fair Debt Collection Practices Act to prohibit the abusive practices employed by debt collectors.
In general this act prohibits collection agencies from communicating with neighbors and relatives or contacting you at work or at unusual times (normally you may not be contacted between 8:00 p.m. to 9:00 a.m.) and from other abusive tactics. You can put an end to their calls once you obtain representation, because this act requires that all communications be directed through your attorney.
You can be awarded actual damages plus additional damages up to $1,000 and attorney fees for intentional violations of this act. We will use every means available to protect you and obtain any relief that you may be entitled to receive.
Contact Us Today: Tennessee File For Bankruptcy Attorney
Call now to learn about what options are available to you in your particular financial situation and how to stop creditor harassment. Contact our Memphis law firm today online or call 901-201-6012 to schedule a FREE CONFIDENTIAL CONSULTATION.
Unlike many firms, you will always discuss your financial situation with an attorney, not a paralegal or assistant.
We are a Title 11 debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. This ad does not create an attorney-client relationship until a written agreement is signed.