Why You Should Work With Us
We are a Title 11 debt relief agency. Our bankruptcy lawyers help clients file for Chapter 7 or Chapter 13 bankruptcy, defend lawsuits to avoid filing for bankruptcy and work out payment plans with creditors.
We have over 30 years of experience and will present all the options to help you make a sound decision. Right from the start, we will review your assets, income and expenses. After this review, we can determine if Chapter 7 or Chapter 13 bankruptcy is a good fit for you. Then we will determine if couples should file jointly or separately.
How do we determine if Chapter 7 or Chapter 13 bankruptcy is right for you? We look at calculations from the bankruptcy means test, assets, income and expenses to determine this or if we should consider other options.
Qualifying for Chapter 7 bankruptcy will cut most of your debts. Examples include credit cards, medical bills, payday loans, some taxes and student loans. Some loans are reaffirmed to allow you to keep your home and cars.
If you qualify for Chapter 13 bankruptcy, we will create a plan to make your debts more affordable. For example, we may lower monthly car payments or cut second mortgages to create a plan that you can afford. All your debts are covered to provide the comprehensive relief and protection needed.