Bankruptcy Lawyer In Memphis TN

Helping people for over 30 years with debt relief options that allow them to retake control of their lives.

It is possible to keep your car, truck, house and other personal property under the exemption laws.

Truth About Bankruptcy FAQ

Our Bankruptcy Law Firm Can Help Decide What Works Best

Do you feel hopelessly behind on bills and are drowning in debt? The good news – there is light at the end of the tunnel and hope for getting a fresh start. Bankruptcy is a powerful tool when used by a qualified professional. It allows most people to keep their property, end debt and get a second chance.

The Law Offices of Philip F. Counce, has helped people in Memphis and throughout Tennessee with debt relief options that allow them to retake control of their lives.

Learn more about bankruptcy by visiting our overview page. 

BBB Accredited Business

Why You Should Work With Us

We are a Title 11 debt relief agency. Our bankruptcy lawyers help clients file for Chapter 7 or Chapter 13 bankruptcy, defend lawsuits to avoid filing for bankruptcy and work out payment plans with creditors.

We have over 30 years of experience and will present all the options to help you make a sound decision. Right from the start, we will review your assets, income and expenses. After this review, we can determine if Chapter 7 or Chapter 13 bankruptcy is a good fit for you. Then we will determine if couples should file jointly or separately.

How do we determine if Chapter 7 or Chapter 13 bankruptcy is right for you? We look at calculations from the bankruptcy means test, assets, income and expenses to determine this or if we should consider other options.

Qualifying for Chapter 7 bankruptcy will cut most of your debts. Examples include credit cards, medical bills, payday loans, some taxes and student loans. Some loans are reaffirmed to allow you to keep your home and cars.

If you qualify for Chapter 13 bankruptcy, we will create a plan to make your debts more affordable. For example, we may lower monthly car payments or cut second mortgages to create a plan that you can afford. All your debts are covered to provide the comprehensive relief and protection needed.

Photo of attorneys Philip Counce, Sr. and Philip Counce, Jr.

Our Caring, High-Quality Service Makes The Difference

Our team prides itself on excellent representation to our clients under the bankruptcy law. We encourage clients to ask questions before and after we file your case so all your needs and concerns can be addressed.

Our service fees are reasonable. In most cases, we can make arrangements for those needing financial help.

Contact our office for a free consultation by phone at (901) 201-6012 or send us an email by completing the contact form below.