Memphis Chapter 13 Bankruptcy Lawyer
Many people find themselves overwhelmed by debts, behind on their house note and car payment through no fault of their own. Luckily for them, the bankruptcy laws provide an answer. Debt relief, debt consolidation and asset protection under Chapter 13 bankruptcy can help qualified debtors get their finances back on track.
If you find yourself struggling to pay your bills and manage your debt, you may be afforded a second chance through chapter 13 bankruptcy. The Law Offices of Philip F. Counce can help you formulate a plan to protect your property.
In most cases we can set up a plan to slash your monthly expenditures by using the Bankruptcy Laws to keep your payments low and in many cases:
- VEHICLE PAYMENTS may be lowered and balance are reduced
- Some creditors may receive only PENNIES ON THE DOLLAR and their remaining balances are wiped out
- INTEREST can be eliminated or reduced on many debts
- Past due HOUSE NOTES can be caught up over sixty months
- Past due REALTY TAXES can be paid over sixty months
- Past due CHILD SUPPORT & ALIMONY can be paid over sixty months
- Keep or give up some property if you desire
- Some LIENS can be wiped out
- IRS TAXES can be paid over sixty months and sometimes all or part of the taxes can be eliminated
The Law Offices of Philip F. Counce
Call (901) 201-6012 or send us an e-mail to arrange for a confidential consultation.
The Chapter 13 Bankruptcy Process
When we file a Chapter 13 bankruptcy for you, the threat of foreclosure, repossession and garnishment stops immediately.
Usually you will have to make one court appearance and we will represent you at that hearing and take care of all other matters relating to your case during the repayment period.
At the conclusion of your plan you will be current on your home and with very few exceptions, debt free.
Is Chapter 13 Right for You?
Chapter 13 bankruptcy is a good option for people with regular incomes who have unpaid bills and debts that have reached unmanageable levels. It is particularly suited for those who own significant income and assets they wish to keep, such as a home or small business.
For other people, a Chapter 7 bankruptcy may be the better option. Attorney Philip Counce can review your situation and determine which path makes the most sense for your situation.
Will Bankruptcy Help?
Ask Philip Counce. It could be the right solution for you.
For a confidential consultation with Attorney Philip F. Counce, call (901) 201-6012 or send us an e-mail.
We are a Title 11 Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This ad does not create an attorney-client relationship until a written agreement is signed.
