Memphis Bankruptcy Attorney
Becoming debt-free is a dream for many people. Fortunately, you can eliminate or reduce your debts through the bankruptcy laws.
The Law Offices of Philip F. Counce has helped thousands of people obtain debt relief for more than 30 years in Memphis, Tennessee, and surrounding areas. If your debts and credit card balances keep going up every month, do not wait.
Contact our law firm online or call (901) 201-6012 to schedule a consultation. You may qualify to stop foreclosures, stop repossessions, stop tax sales, stop garnishments, stop utility shutoffs and eliminate some income taxes.
Getting Help Using the Bankruptcy Laws
Many people make the mistake of waiting too long before seeking help. Many people make the mistake of borrowing against their homes, pledging assets, and withdrawing cash from their retirement plans to avoid bankruptcy, while only ending up digging a deeper hole for themselves.
Seniors are the fastest growing group filing for bankruptcy and present many issues not seen by others. Individuals with fixed incomes and mounting medical expense face a severe strain on their resources. Seniors with a lifetime of assets to protect will want to enlist the help of an experienced bankruptcy attorney.
At The Law Offices of Philip F. Counce, we have represented many seniors who have filed bankruptcy. We are familiar with the issues and the challenges seniors face.
Qualifying For Bankruptcy Relief
We can review your finances and expenses to make sure accurate information is submitted for the bankruptcy means test. The calculations from the means test will determine if you qualify for a fresh start through Chapter 7 bankruptcy or Chapter 13 bankruptcy.
If you qualify for Chapter 7 bankruptcy, most of your debts will be eliminated, including credit cards, medical bills and some taxes. You generally need to be current on the debts you want to keep, such as your house and car.
In Chapter 13 bankruptcy, your monthly payments to creditors are typically lowered and some debts are discharged to make a plan that you can afford. All of your debts are covered to provide you the comprehensive relief and protection needed. This gives you the financial breathing room you need to restore your finances.
Under both chapters, you can generally keep your house, your car or truck, and other personal property, under the exemption laws that we will explain when you come in for an appointment.
Caring, Quality Service
When you come to The Law Offices of Philip F. Counce, you will work directly with attorney Philip Counce, who has more than 30 years of experience. Unlike many law offices, you will entrust your financial health to a lawyer, not a paralegal or secretary. Mr. Counce will create an individualized debt relief plan for you to stop the threat of a foreclosure, repossession, garnishment and utility cutoffs, putting an end to harassing creditor calls.
Will Bankruptcy Help?
Ask Philip Counce. It could be the right solution for you.
Convenient Location — Park Free at Our Door
You do not have to struggle under your debt burden. With the help of The Law Offices of Philip F. Counce, you can start your journey toward being debt-free with asset protection.
For a confidential consultation with lawyer Philip F. Counce, call (901) 201-6012 or contact us online. Our offices are located at 3333 Poplar Avenue, just west of the intersection of Poplar and Highland. Parking is free at the door.
We are a Title 11 Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This ad does not create an attorney-client relationship until a written agreement is signed.